1. No Refund Policy

All payments made to ValoraX are final and non-refundable.

ValoraX operates within the digital education and structured ecosystem sector. Upon successful payment, users are granted access to digital services, platforms, and/or programs.

Once access has been issued, no refunds will be provided under any circumstances, including but not limited to:

Change of mind
Lack of usage
Dissatisfaction with results
Misunderstanding of services
2. Access to Services

Following successful payment, users will receive access credentials and/or onboarding details via email to access the ValoraX platform and associated services.

Once this access has been delivered, the service is considered fully rendered, and the transaction is deemed complete.

For any assistance, users may contact:

📧 info@valorax.co

3. Dispute & Chargeback Policy

Users agree not to initiate unjustified payment disputes or chargebacks with their bank or payment provider.

Any user found to be:

Initiating fraudulent disputes
Misusing chargeback mechanisms

Will be subject to:

Immediate and permanent suspension from the ValoraX platform
Termination of all associated services and access

ValoraX reserves the right to contest all disputes and take further action where necessary.

4. Acceptance of Policy

By purchasing any ValoraX product or service, you acknowledge that:

You have read and understood this Refund & Dispute Policy
You agree to all terms outlined herein
You accept that all payments are final and non-refundable

If you do not agree with these terms, you must refrain from making any purchase.

5. Policy Updates

ValoraX reserves the right to modify or update this policy at any time without prior notice.

Continued use of the platform constitutes acceptance of the updated policy.